Captive insurance has been utilized for nearly 100 years. This solution can be polarizing as there are various types of captives...

YES! Simply stated, Captive Insurance is insurance. So how is it complex? Understanding potential moving parts such as lines of coverage...

Saturday I watched my son play in a volleyball tournament for the better part of 8 hours, enough time to apply some of the principles to...

Last week my son competed in the AAU Junior National Championships in Orlando, Florida. Many lessons were observed, learned, and...

A fundamental component of every insurance policy is Risk Transfer & Distribution. Risk transfer and distribution are easily understood...

Capital preservation, retained earnings, surplus, cash (value). Preserve it, in every way possible: in your savings account, in your...

The Insurer is the insurance company. Insurance companies are designed to be profitable. In order to sustain profitability, insurers...